body,h1,h2,h3,h4,h5,h6,p,ul,ol,form,fieldset { margin: 0; padding: 0; }
img { border: none; }
p{ text-align: justify;}
.left { text-align: left; } .center { text-align: center; } .right { text-align: right; }
.floatr { float: right; } .floatl { float: left; }

body {
	font: .8em/1.3em arial, sans-serif;
	color: #b9e2ff;
	text-align: center;
	background: #cfe5f4;
}
a {
	color: #0665eb;
}
.topline {
	display: block;
	position: absolute;
	height: 0px;
	width: 100%;
	background: #5895bc;
	z-index: 1;
}

#top {
	width: 100%;
	position: relative;
	z-index: 2;
	background: url("images/body_bg2.gif") no-repeat top center;
}
#header {
	width: 780px;
	margin: 0 auto;
	text-align: left;
	height: 113px;
	position: relative;
}
#header .logo {
	height: 73px;
	width: 250px;
	display: block;
	background: url("images/logo.gif") no-repeat;
	position: absolute;
	top: 29px;
	left: 20px;
}
#header .logo a:hover {
	background: url("images/logo.gif") no-repeat 0px -73px;
}
#header .logo a span {
	display: none;
}

#header ul {
	float: right;
	list-style: none;
	position: absolute;
	bottom: 10px;
	right: 0;
	margin: 0;
	padding: 0 12px;
	background: url("images/nav_bg2.gif") no-repeat;
	height: 40px;
}
#header li {
	display: inline;
}
#header li a {
	color: #5981ab;
	font-weight: normal;
	font-size: 11px;
	line-height: 21px;
	margin: 0;
	width: 84px;
	text-align: center;
	padding: 10px 0 10px 0;
	display: block;
	float: left;
	letter-spacing: 2px;
	text-decoration: none;
}
#header li#home a {
	width: 75px;
}
#header li a:hover,
#home li#home-nav a,
#apply li#apply-nav a,
#bookmark li#bookmark-nav a,
#contact li#contact-nav a {
	color: #14477b;
	font-weight: bold;
}
#header h1 {
	position: absolute;
	top: 33px;
	right: 20px;
	margin:0;
	font-size:1.2em;
	color:#14477B;
}
#content {
	width: 732px;
	height: 219px;
	margin: 0 auto;
	background: url("images/promo1_bg.jpg") no-repeat center top;
	text-align: left;
	/*color: #fff;*/
	padding: 0 0 0 48px;
}
#content #h3{
	border-bottom: 2px solid #e6f2f9;
	padding: 0 0 5px 0;
	margin: 0 0 10px 0;
	font-size: 1.4em;
	font-weight: bold;
}
#content p {
	margin: 0 0 10px 0;
}
#content a {
	padding: 0 2px;
	/*color: #fff;*/
}
#content a:hover {
	/*background: #0e3d69;*/
	text-decoration: none;
}
#content .promo1 {
	width: 436px;
	padding-top:30px;
}

#bottom {
	width: 757px;
	margin: 0 auto;
	text-align: left;
	background: url("images/bottom_bg.gif") repeat-x;
	border-top: 1px solid #1e5b8f;
	color: #1e5174;
	padding: 25px 0 0 23px;
}
#bottom h2,#bottom h3,#bottom h4{
	border-bottom: 2px solid #e6f2f9;
	padding: 0 0 5px 0;
	margin: 0 0 10px 0;
	color: #0f59c1;
	
}
#bottom h5 {
	font-size: 1em;
	border-bottom: 1px solid #fff;
	padding: 0 0 5px 0;
	margin: 0 0 0 0;
	color: #0f59c1;
}
#bottom p {
	margin: 0 0 10px 0;
}

#bottom .promo3 p {
	font-size:0.9em;
}
#bottom .promo3 {
	background-color: #fff;
	padding: 10px;
	margin:0 0 15px 0;
	text-align: center;
}
#bottom .promo3 p{
	text-align: center;
}
#bottom a:link {
	padding: 0 2px;
	color: #0665eb;
}
#bottom a:hover {
	/*background: #e0f0fb;*/
	text-decoration: none;
}

.col {
	float: left;
	width: 173px;
	margin: 0 14px 15px 0;
}
.colr {
	float: right;
	margin: 0 23px 15px 0;
}
.nomargin {
	margin: 0;
}
.half {
	width: 255px;
}
.double {
	width: 360px;
}
.triple {
	width: 547px;
}
.full {
	width: 734px;
}
.terms p{
	font-size: 1em;
	text-align:center;
}
#footer {
	clear: both;
	margin: 4px 0;
	height: 29px;
	padding: 10px 0 0 0;
	text-align: center;
	background: url("images/footer_bg.gif") repeat-x center;
}

#vmenu .menu a:link, #vmenu .menu a:visited { display: block; color: #1E5174; padding: 5px; margin: 0; text-decoration: none; font-size: 1em; font-weight:normal; border-bottom: 1px solid #fff; background-color:#CFE5F4; }
#vmenu .menu a:hover { color: #fff; background-color: #14477C; }
#vmenu .menub a:link, #vmenu .menub a:visited { display: block; color: #1E5174; padding: 5px; margin: 0; text-decoration: none; font-size: 1em; font-weight:normal; border-bottom: 1px solid #fff; background-color:#BFDCF0; }
#vmenu .menub a:hover { color: #fff; background-color: #14477C; }

#amenu .menu a:link, #amenu .menu a:visited { display: block; color: #1E5174; padding: 5px; margin: 0; text-decoration: none; font-size: 1em; font-weight:normal; border-bottom: 1px solid #fff; background-color:#CFE5F4; }
#amenu .menu a:hover { color: #fff; background-color: #14477C; }
#amenu .menub a:link, #amenu .menub a:visited { display: block; color: #1E5174; padding: 5px; margin: 0; text-decoration: none; font-size: 1em; font-weight:normal; border-bottom: 1px solid #fff; background-color:#BFDCF0; }
#amenu .menub a:hover { color: #fff; background-color: #14477C; }

#promo2 {
	background: url(images/promo2_bg.jpg) no-repeat top left;
	height: 115px;
	padding: 14px 170px 10px 14px; 
}

#cright {
	width: 100%;
	display: block;
	border-top:1px solid #E6F2F9;border-bottom:1px solid #E6F2F9;padding:2px;
	text-align: center;
}